Allianz Insurance company House and home Insurance
House and home
Reliable planning for realizing dreams
When you think of buying, improving or protecting your home, our comprehensive investment plans will help you purchase the home of your dreams. You can also choose from our many insurance solutions to protect your belongings from loss and damage.
What we can do for you
- Allianz starts helping right away. One call is enough.
- We provide an emergency hotline 24/7, free of charge.
- We care for the small pitfalls of life. Ask your local Allianz representative about the Allianz house and home insurance.
One of our greatest assets
Our experts help you plan and budget savings plans for your home. We offer capital growth investment funds and high performing savings plans to assist with building or buying your dream house. We also provide flexible mortgages to suit your budget and needs.
Once you are a homeowner, your personal investment plan and specialist loans can fund improvements and renovations. In some markets, we also offer special financial assistance to help make your home more environmentally friendly or even to build new ‘green’ homes.
Our comprehensive household, liability and legal insurance will protect and secure your home and possessions. If you suddenly lose your basic possessions through an unexpected event, you need an insurance partner who delivers help promptly and without complications. Allianz has proven itself to be a reliable partner – for instance after the floods in Central Europe and the hurricanes in the United States.
Emerging Service For Your Home
Just one call to the emergency hotline is enough – 24 hours a day, 7 days a week. The responsible service agent will do everything necessary to solve the customer’s issue. The required craftsmen or service providers will be sent out quickly to repair the damage – even on weekends. In the end, Allianz pays the bill.
“Our innovative house and home cover note saves our customers money as well as time and hassle in emergencies. Our customers also benefit from the extensive experience of our experts. They ensure that the problem is solved quickly and effectively without costing the customer extra money.”
Dr. Karl-Walter Gutberlet, member of Allianz Versicherungs-AG Executive Board, responsible for private customer business
You might not expect it, but the energy required to build and maintain buildings accounts for the largest share of greenhouse gas – far more than transportation. Allianz aims to reduce the carbon footprint of commercial clients and private homeowners with its ‘green’ coverage for buildings.
What we can do for you
- We provide insurance for certified green structures – for private homeowners and companies.
- We offer insurance for a green rebuild in the event of a loss.
- We provide green insurance solutions designed specifically for manufacturers.
These descriptions of coverage are abbreviated and are subject to the terms, conditions and exclusions of the actual policy, which forms the contract between the insured and the insurance company. Available coverage, credits, and options may vary by location.
For corporate and private clients
The AGCS property coverage includes certified green buildings coverage and a green property upgrade coverage for corporate buildings.
Allianz Group’s U.S. subsidiary, Fireman’s Fund Insurance Company, pioneered this coverage and offers it for commercial buildings and private homes. The commercial coverage protects buildings that are already green-certified, or supports the reconstruction of a standard property with environmentally friendly materials following a loss. Similarly, green homeowner’s insurance allows individuals to upgrade damaged residences with green features which meet environmental safety and efficiency standards.
Green buildings are cost-effective
Green buildings are built or remodeled according to state-of-the-art specifications for heating, air-conditioning and electrical systems. This improves the air and water quality, reduces solid wastes and conserves natural resources. As green buildings need 30 percent less electricity and nearly 50 percent less water than comparable standard properties, they have significantly lower operating costs – to protect the environment and your budget.
Healthier and safer living
Green buildings are also safer to work and live in. For instance: Environmentally friendly carpeting and paint do not contain volatile chemical compounds. Research indicates that people who work in green buildings have 15 percent fewer sick days.