Hollard Insurance Ghana Fire Insurance
Fire Insurance
Cover your possessions against loss or damage from fire and other allied perils
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Fire Insurance Allied Risks Cover
Our fire and allied insurance perils policy covers you against the loss or damage of your personal property as a result of fire, lightning, or other allied perils including:
- Explosions – Covers domestic explosions and associated fires. This excludes steam generating boilers, economisers or other vessels, machinery or apparatus or their contents resulting from their own explosion or implosion.
- Windstorms – Covers complete roofed buildings and contents thereof. This excludes partially constructed building and good stored in the open.
- Earthquakes or volcanic eruptions – Covers against loss or damage caused either by earthquake shock and fire or volcanic eruption.
- Burst Pipes – Bursting or overflowing water tanks, apparatus or pipes.
- Floods – Covers against severe weather conditions that cause loss or damage due to rapid rise in water levels.
- Aircraft damage and/or articles – Covers loss, destruction or damage caused by aircraft, other aerial or space devices and articles dropped from them. This excluding those caused by pressure waves.
- Impact damage – Covers loss of or visible physical damage or destruction caused to your insured property due to impact by any rail/road vehicle or animal by direct contact that is not owned by:- The insured or any occupier of the premises or
– Their employees while acting in the course of their employment.
Fire Insurance Optional Benefits
Our house fire policy also offers optional cover:
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- Direct loss or damage to your property that is caused by strikers and/or riots.
- The loss or damage to your property caused by any malicious act.
See Also
Hollard Insurance Ghana Insurance Products
Hollard Insurance Ghana Contact Address