Pacific Savings and Loans Service

An agreed limit for an extension of credit for when an account reaches zero within a given period.

Target Group

SME’s and  Limited Liability Companies

Features

• Continue withdrawing money even if your account has no funds within it (subject to agreed limit)
• Flexibility to meet ongoing liabilities when and if they do arise.
• Payments of Cheques which will otherwise bounce or returned to sender Insurance Cover against Death and Permanent Disability.

Features

• A loan amount of GH¢2,000.00 or less.
• Repayment through a Mobile Banker for your convenience.
• Insurance Cover against Death, Permanent Disability plus Fire and Allied Perils.

Requirement

• Effective account operation for three months or above
• The applicant should operate a Savings or Current Account for a minimum of three months
• A monthly repayment period of 6 months or less.

Target Group

• Petty traders
• Graduates from Micro Group Loans

Features

• Loan amount of up to GH¢2,000.00.
• Insurance Cover against Death, Permanent Disability plus Fire and Allied Perils.
• Reasonable Loan repayment period (12 months).
• Repayment through a Mobile Banker for your convenience.

Requirements

• An old member of a Pacific Savings and Loans Micro Group Loan

Target Group

• Bereaved families

Features

• Loan amount of GH¢1,000.00 and upwards.
• Competitive Interest.
• Negotiable Processing and commitment fee.

Requirements

• Two guarantors are required.
• Mode of repayment: A Pacific and Savings Loans Ltd representative will be at the funeral table for cash collection.
• Loan Repayment duration: Maximum of two months.