Saham Insurance Ghana Professional Motor Insurance Policy
There are three types of motor insurance policies. These are THIRD PARTY ONLY POLICY, THIRD PARTY FIRES & THEFT and COMPREHENSIVE POLICY.
Third Party Only
This is the minimum cover necessary to comply with the Road Traffic Act plus legal liability for damage to Third Party Property and also legal costs to pay the solicitor’s fee for the defense of any proceedings in a court.
Third Party Fire & Theft
This provides cover for the third party only stated above with an extension of cover for the policyholder’s vehicle against the risk of fire and theft, actual or attempted costs of repairs of damage to the vehicle whilst in the hands of thieves or in the course of attempted theft.