State Insurance Company (SIC) Ghana General Accident Insurance

State Insurance Company (SIC) Ghana General Accident Insurance

SIC’s General Accident Insurances generally covers unforeseen, accidental and sudden loss of or damage to property and injury/death to persons.

SIC has Four classes of General Accident Policies:

  • Insurance of the person
  • Property insurance
  • Pecuniary insurance
  • Liability insurance
  • Insurance of the Person

These include policies such as;

Personal Accident
Family Personal Accident
Group Personal Accident
Foreign Travel Insurance

The Personal Accident Policy:

Covers an individual against death or bodily injury caused solely by violent, accidental, external and visible means.

Family Personal Accident Policy

Covers a family that is, the spouses and children between the ages of 2 and 18 years against death or bodily injury caused solely by violent, accidental, external and visible means.
Group Personal Accident Policy
Covers a group of persons, for example a group of employees against death or bodily injury caused solely by violent, accidental, external and visible means.
Foreign Travel Insurance Policy
Covers the insured persons against death or bodily injury caused solely by violent, accidental, external and visible means in the course of their travel.
  • Property Insurance

These include policies such as;

Contractors All Risk and Erection All Risk
Bankers Indemnity
Burglary
Pedal Cycle
Machinery Breakdown
Electronic Equipment
Goods-in-Transit

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